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How can you cancel a private health insurance...

Written By Hendrafa on Selasa, 21 Februari 2012 | 20.16

It should, for whatever reason be that insured cancel the and would like to back in the statutory health insurance, however, required this is usually easy.
But already at the beginning of a new insurance contract, there is an option to terminate a contract retroactive period of two months.
The insurer to announce a contribution adjustment may terminate the Member within four weeks after a written receipt of the fee change. This refers to the period to which the planned change of the contribution is intended.
Special caution is required if the insured person of his obligation is not fulfilled, to view prior changes to the insurer. In these cases, the insurance has the option to terminate one or more tariff.
The insured person can exercise turn the right, to cancel contracts with the insurer, other existing.
An extraordinary termination can pronounce whenever an insurance undertaking, if does not fulfil the customer of his obligation of a regular contribution, or generally the notification requirement has been infringed.
In extreme cases, even repayments threaten the policyholder and there is a danger that the insurance cover with immediate effect is lost.
So should you when the contract is concluded care and truthfully answer all questions regarding the health and risk assessment.
This duty of care is not only the period after the change in the insurance, but rather applies, that even years after false statements can negatively on the terms and conditions.
The insured person leaves the scope of for private health insurance, the relationship is automatically finished. However separate agreements can be made in individual cases. Naturally as having ended, an insurance contract shall also apply if the member dies. Then, rush is available for members. A new policyholder must be named within a certain period, usually two months, if the insurance contract is to be continued.


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Private Health insurance for self-employed

The heading of private health insurance for self-employed persons should not be understood as recommendation. Under certain circumstances it is for self-employed workers better in statutory health insurance to remain, if possible with a voluntary membership.
However, a voluntary membership in the statutory health insurance is tied to certain conditions.
It is autonomous and steps down from compulsory insurance from apply certain insurance periods.
Immediately before the start of a voluntary insurance in the statutory health insurance company uninterrupted insurance in a statutory health insurance company of 12 months must have passed or but if it was insured in the last 5 years in the statutory health insurance company at least 24 months.
You will complete private medical insurance as a self-employed person, standing before a vast selection of tariffs of different insurance companies.
Here, you should have not only the price in mind, because health insurance actually form a risk sharing per fare and new tariffs are erstmal favourable, because only healthy people are recorded and much later the cost.
The advice of a professional may be not doing wrong. The customer should ask this, what medical insurance is recommended and was like for example the previous price of health insurance.
The interested person should make also the question of how the insurance so far dealt with the old-age provisions.
Good brokers have a computer program, in which usually the most companies and rates can be compared. The benchmarking should be gone through point by point with the broker.
Since the introduction of the EU insurance mediation directive in May of this year is also a consultation Protocol obligation. This means security for the customer, because there the customer it should, that is being held, why and why the broker has recommended this company.


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