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How can you cancel a private health insurance...

Written By Hendrafa on Selasa, 21 Februari 2012 | 20.16

It should, for whatever reason be that insured cancel the and would like to back in the statutory health insurance, however, required this is usually easy.
But already at the beginning of a new insurance contract, there is an option to terminate a contract retroactive period of two months.
The insurer to announce a contribution adjustment may terminate the Member within four weeks after a written receipt of the fee change. This refers to the period to which the planned change of the contribution is intended.
Special caution is required if the insured person of his obligation is not fulfilled, to view prior changes to the insurer. In these cases, the insurance has the option to terminate one or more tariff.
The insured person can exercise turn the right, to cancel contracts with the insurer, other existing.
An extraordinary termination can pronounce whenever an insurance undertaking, if does not fulfil the customer of his obligation of a regular contribution, or generally the notification requirement has been infringed.
In extreme cases, even repayments threaten the policyholder and there is a danger that the insurance cover with immediate effect is lost.
So should you when the contract is concluded care and truthfully answer all questions regarding the health and risk assessment.
This duty of care is not only the period after the change in the insurance, but rather applies, that even years after false statements can negatively on the terms and conditions.
The insured person leaves the scope of for private health insurance, the relationship is automatically finished. However separate agreements can be made in individual cases. Naturally as having ended, an insurance contract shall also apply if the member dies. Then, rush is available for members. A new policyholder must be named within a certain period, usually two months, if the insurance contract is to be continued.


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