Header Ads

Label

addiction (9) alcohol (9) arthritis (6) body (9) carbohydrates (6) diet (12) drug (9) Expertise (1) fat (8) health (9) insurance (4) loss (13) low-carb (9) medical (1) medication (6) pain (5) Private (2) relief (6) remedy (4) selfemployed (1) slim (4) symptom (7) tips (5) treatment (15) weight (11)

Low Carb Diabetic Diets

Written By Hendrafa on Selasa, 28 Februari 2012 | 23.14


Thanks to Jennifer Aniston, Dr. Atkins' low-carb diet is the latest craze among weight watchers. However, the furor it has caused in the medical circles is also due to the fact that it is steeped with immense benefits for diabetics. In fact, it is fast gaining precedence over the traditional low-calorie, low-fat diet once prescribed for diabetics--a diet that has now been conclusively proven to be detrimental to the diabetic patient's health.


This all-out attack on carbohydrates is understandable, as diabetes is a condition where sugar and starch are not properly absorbed from the bloodstream. And when the body is incapacitated in this way, an excess of carbohydrates can be harmful.


Anything more than 5%-10% carbohydrates in your daily caloric intake is a taboo in all the low-carb diets. These place emphasis on consumption of protein and fats so that the body is full and doesn't experience hunger pangs. For it is only when the body feels that it is starving, that one tends to gorge on sugary foods. The feeling of fullness can be achieved with bulky fiber-rich food, too. In fact, low carb diets are unique in that you can have anything you desire, as long as it is not rich in carbohydrates. However, they all do fall short of recommending overstuffing oneself.


In low-carb diets, the foods that are approved are meats, fish, poultry, eggs and cheese and certain vegetables like kidney beans, carrots, avocados. It is worth remembering that since carbohydrates are almost barred from the diet chart, low-carb diets profess a moderately high fat intake to obtain the necessary energy. As a result, obese diabetic patients do need to consult a physician and adopt a modified version of the diet.


Low-carb diets are here to stay. Considering that carbohydrates are the bane of diabetes, it is definitely the most sensible diet plan for this particular group of individuals.


Diabetic Diets [http://www.e-DiabeticDiets.com] provides detailed information about diabetic diets, diabetic diet tips, diabetic weight loss diets, 1200 calorie diabetic diets and more. Diabetic Diets is the sister site of Turkey Recipes [http://www.Turkey-Source.com].


View the original article here

23.14 | 0 komentar | Read More

Low Carb Diet - Does it Really Work?

Is a low carb diet healthy? On a low carb diet, you can lose weight consistently, lower your insulin levels, lower cholesterol, lower blood pressure, and stabilize your blood sugar (great for diabetics). "What about fruits and vegetables", you ask? Since you'll be eating less of these, it's important to take a inside look on the side effects to have a low carb - or no carb - diet...


The key message these Low Carb Diets conveys is that carbohydrates promote insulin production, which in turn results in weight gain. Therefore by reducing carbohydrate intake, we will lose weight.


The truth is: by eating a Low Carb diet, you do not provide sufficient carbohydrates to your body for daily function. Therefore it will start burning the stored carbohydrates (glycogen) for energy. When your body starts burning glycogen, water is released. Therefore the drastic initial drop of weight at the beginning is only water you lose as a result of burning glycogen.


Some Low Carb diets are indeed high in fat! Some of these diets promise that you may eat as much meat, butter and cream as you want. There is no way for someone to eat that much fatty food and justify that it is healthy to do so! Numerous well-proven scientific research showed that diets high in fat and saturated fat can increase the risk of heart disease.


In addition, some Low Carb diets such as the Atkins Diet lump all carbohydrate foods together and give it a bad name. For example, the Atkins diet limits carbohydrate intake to just 20g daily at the beginning (vs 130g recommended level by the National Academy of Sciences' Institute of Medicine). Most grains, fruits, beans, potatoes, rice, pastas, some vegetables are all excluded from this diet. Fruits and Vegetables especially, are rich in fiber as well as antioxidants such as Vitamin C, carotenoids, flavonoids, etc which are essential in the prevention of heart disease and cancer.


Why do people lose weight initially on a low-carb diet?


The truth is - in addition to losing water drastically at the beginning, these low-carb diets are often calorie-restricted!!! Followers only eat an average of 1000 - 1400 calories daily; compared to an average intake of 1800 - 2200 calories. To lose 1 lb a week, you only need to eat 500 fewer calories per day than you metabolize. Therefore, it doesn't matter if you eat a high or low carb diet, you will lose weight if you restrict your calories to less than you need. One easy way to lose 500 calories a day without restricting food? Physical exercise. Speak to your registered dietitian - they are able to calculate how much calories you minimally need per day.


There is a Company called "Strip That Fat", which invented a revolutionary new diet system and eating program that will make you lose weight WITHOUT restricting your diet to "low fat" or "low carb" foods, rather eating the right calories. You actually get to eat more and lose more with the Strip that Fat system.


You need to exercise, but most of you do enough exercise already to be losing weight, you just have not been told about the proper techniques (which we release in full details within this system).


Another cool thing is that Strip That Fat is going to teach you which exercise you can do to actually increase your metabolism, and increase the calories you burn while you are resting.


To review information how to have a healthy diet with all necessary nutrients go to [http://www.WeightArticle.com]


View the original article here

04.15 | 0 komentar | Read More

Low Carb Diet Side Effects

Written By Hendrafa on Senin, 27 Februari 2012 | 13.32

Many people curious about starting a low carb diet wonder if there are side effects they need to be aware of before getting started. Many also wonder if there are harmful low carb diet side effects too, so let's look at the most common side effects of low carb dieting, and talk about whether any of these are harmful.


Some of these low carb diet side effects can be problematic for people with health conditions, particularly if they're taking medications for those conditions. Often the side effects are good, but you need to be aware they can happen and talk to your medical care provider because they'll need to monitor your progress and possibly change, reduce, or eliminate medications as you progress.


For instance, a very common low carb diet side effect is lowered, or more even blood sugar levels. This is an important low carb diet side effect for any diabetic, particularly ones that take insulin shots or medication. Since low carb diets can drastically reduce your blood sugar levels naturally, your doctor may need to adjust your medication levels to compensate for those changes.


Another low carb diet side effect is of course losing a lot of weight. This by itself is not technically a side effect, but related effects of losing weight can include regulation of blood pressure, easing or disappearance of digestive tract problems, and resolution of breathing problems too.


If you're taking high blood pressure medication, then the side effect of having that lowered from eating a low carb diet will need to be addressed by your doctor or medical care specialist. The same applies for digestive troubles, if you experience resolution to those problems as a low carb dieting side effect, your doctor will need to adjust or eliminate the medications you take.


Now if you don't take medications for conditions such as those listed above, you may still experience low carb diet side effects, but they're likely to be ones you're happy to have.


Common, "good" low carb diet side effects include reduced cravings for sugars and starches; increased energy; reduced bloated and gassy, upset stomach feelings; improved bowel movements; regulated blood sugar levels and blood pressure levels; loss of excess water retention; and of course, loss of excess body fat.


There are some low carb diet side effects that are not harmful, but you need to be aware of them because they are uncomfortable at best. These low carb diet side effects are more common during the first one to five days on the diet, and are side effects of your body adjusting to your eating changes. These side effects can include headaches; nausea; dizziness; lethargy or low energy; severe sugar cravings; irritability; and constipation.


There are also a couple of women specific low carb diet side effects. In the first week or two of your new low carb diet, you may experience oddities with your monthly menstrual flow. Usually this side effect lasts a short time though, and is caused by your body adjusting to the new eating lifestyle you've chosen. A great low carb diet side effect comes later: Women's menstrual flow is usually reduced, and there is generally much less pain or other problems involved while you're on a low carb diet.


Many of those early low carb diet side effects can be reduced by drinking extra water and getting plenty of rest, plus making sure you don't go hungry. In rare cases these initial low carb diet side effects can last as long as ten days, but usually they're present from approximately the third to the fifth day of your low carb diet.


View the original article here

13.32 | 0 komentar | Read More

Low Carb Salad Dressing for Low Carbohydrate Diets

Written By Hendrafa on Minggu, 26 Februari 2012 | 22.56

There were a number of low carb salad dressings on the market a few months ago but they are becoming more and more scarce. Even the ones that say they are reduced sugar or low calorie are usually too high in carbs for a true low carbohydrate diet.

There are several products readily available on the market today that do qualify as reduced carb salad dressings. The Good Seasons and the Hannaford dressings are good examples. Both of these products require you to mix olive oil and vinegar with the contents of a dressing packet and the Good Seasons product even gives you a nice carafe bottle to mix them in.

There are other options as well. Most mustards have little or no carbs and most mayonnaise products are zero carb. There are a number of reduced carbohydrate ketchups on the market and many relish products including sweet relishes have no sugar added and are reduced carbohydrate products. Tabasco and many other hot sauces have zero carbs and there are some powdered spice mixes that are also low or no carb products.

We make a creamy thousand island dressing using mayonnaise, no sugar added sweet relish and reduced carb ketchup.

The ketchup has one carb per tablespoon and the sweet relish has one carb per tablespoon so the net result of the mix of these three is a truly low carb dressing. Of course we don't stop there. We often add spice mix products to our main ingredients to "kick-it-up" a little. We make a Cajun kind of Thousand Island dressing and it is absolutely delicious.

The salad itself consists of Iceberg Lettuce, some celery, sliced cucumbers mixed with a little baby spinach. I mix a handful of the colorful bag salads from the grocery store in just to give it a little color and varying texture. The main ingredient in my salad is the Iceberg Lettuce.

My relatives laugh at my use of Iceberg lettuce and are quick to inform me that Ice Berg Lettuce has very little nutritional value. I smile and agree with them because that is exactly why I love the stuff. It fills you up and has no usable food value. What a wonderful diet product.

My only caution with all salad items is that you be sure to wash them thoroughly. We use a few drops of a food disinfectant product in the rinse water but a teaspoon or two of white vinegar would work just as well. Just be sure to rinse and dry off the excess water from the items before adding them to your salad.

Some of the other things we add to our salad are hardboiled egg slices, sliced of California avocados and sometimes a little tuna or canned chicken. Be sure to only use the California avocados, the dark green bumpy ones, and not the Florida avocados, which are lighter in color and smooth skinned. The California avocados are lower in carb and go better in a green salad.

Salads are the mainstay of a reduced carbohydrate diet and with a little experimentation you can mix your own excellent salad dressings from readily available grocery products. Some days my main meal is just a large salad with different meats like chicken tuna or even ham. It satisfies my hunger and helps me reach my goal of weight loss using a low carb diet.

Mike Scott is a low carb diet enthusiast and Internet blogger.
For more helpful tips on losing weight with a low carb diet visit our blog at: http://www.carbslashers.com/


View the original article here

22.56 | 0 komentar | Read More

Low Carb, Low Calorie Diet - What Should You Eat

Many diets focus on only eating low carb, but this doesn't take into account the fact that many foods that are low carb are high in calories. Going with a low carb low calorie diet may help you to more effectively lose weight. Of course you may be wondering what exactly you should be eating if you choose to go with this type of a diet. Here is a look at some of the foods that you should eat if you are trying to stick to a low carb low calorie diet to lose weight.


Plenty of Veggies
You should definitely be working to eat plenty of veggies if you are trying to follow a low carbohydrate low calorie diet. There are many veggies that are low in carbohydrates and low in calories as well. They also provide you with fiber, which is important for any diet. Some of the best veggies that you should eat include green beans, broccoli, carrots, spinach, and celery.


Lean Meats
Lean meats are also a great addition to your diet when you are focusing on low carbohydrates and low calories. Some of the best lean meats that you may want to eat include chicken without the skin and some types of fish, such as salmon. Avoid meat choices that are high in calories, such as chicken with the skin or some pork and beef options.


Fresh Fruits
Fresh fruits are great for a low calorie and low carb diet as well. You are best to stick with fruits that are fresh instead of going with canned options or even fruit juice. Berries are definitely a low calorie choice, as are apples. These fruits have many important nutrients in them and also provide fiber to the diet as well.


Whole Grains
Although you are probably avoiding many products from grains, going with whole grain products is perfectly find when you are on the low carbohydrate, low calorie diet. Whole grains have fewer carbs and they are low calorie and high in healthy fiber too.


Nuts
Snacking is important to keep cravings at bay. Probably the best snack option for this type of a diet is to eat nuts. Nuts are low carb and as long as you go with the raw nuts, they are good for you. They are packed full of healthy fats as well, which really makes them a great addition to your diet in moderation.


It is possible to keep to a low calorie and low carb diet. It takes a bit of work, but if you incorporate these foods into your diet, you'll be able to stick to it and lose that weight.


If you are looking for an effective low carb diet we recommend the Nutrisystems weight loss plan. For a detailed review visit Fast-Easy-Diet.com


View the original article here

05.43 | 0 komentar | Read More

Low Carbohydrate Diets Are Lacking in Many Nutrients

Written By Hendrafa on Sabtu, 25 Februari 2012 | 12.55

A low-carb diet is indeed, very unsafe! These diets like Adkins for example, do not make you feel well. Low-carb diets are meant as a quick fix, and do not promote any long term weight loss.  When you go on a low-carb diet plan, there is a severe reduction in calories, leaving out many good foods which are very nourishing to the body. Many people experience unwanted food cravings, and have a very narrow selection of what they can and cannot eat. 
Many low-carb diets like Adkins, cause ketones. Ketones are not healthy for the body for any length of time. A ketonic state is very hard on the kidneys, and can easily cause them to eventually shut down completely. People that are on these ridiculous low carbohydrate diets also experience a sweetness to the breath as well.


When the body does not have ample carbohydrates in store, it also causes mood swings and will make you feel tired and out of energy altogether. Carbohydrates are so vital to our health, and one of the things that will give us our energy source and vitality.  You don't have to eat the unhealthy carbohydrates, but consume those that are healthy whole grains and contain fiber, which is something else lacking in a low carbohydrate diet. Eating foods such as whole grain cereals, oatmeal, whole wheat pasta and breads are the goodness of great nutrition and will help you to lose weight in a much more satisfying manner. Low carb diets will not allow you these foods, and therefore, make you feel pretty miserable, and deprived most of all. 
Contrary to what others may believe, diets like Adkins promote the rate of heart disease since the diet cuts out all good carbohydrates. Eating the fats the program instructs you to eat, will surely cause cholesterol levels that are not pleasing. This is because Adkins and similar low carbohydrate diet plans have you consuming a great deal of animal fats which contain many saturated fats. Saturated fat is the fat which is NOT GOOD for you! This fat clogs arteries causing artherosclerosis, heart attacks and strokes. When these plans ask you to not eat so many of the plant foods and root vegetables, then a lot of the good nutrition meaning fiber, and naturally occurring good vitamins, are not part of your diet. This sets the stage for poor cardiac health. Plant foods such as sweet potatoes, oats, grapes, bananas, carrots, etc., help your good (LDL) cholesterol.
Low carbohydrate diets can cause a person to have gout. This is due to the promotion of uric acid since these fatty foods on the low carbohydrate diet program have purines. What are purines? Purines are are substances that promote the formation of too much uric acid in the system. Gout is often caused by uric acid in the blood which is too high, so this is something to consider when looking at an  low carb diet plan.
Kidney stones are also easily formed from too much uric acid in the blood. Kidney stones are very painful to have, and if you are a person that tends toward having them regularly, it is unwise to be on a diet that has a great deal of purines.
Another thing that enters into the equation is cancer risks. Many whole-grain foods lower cancer risk such as oats, potatoes, whole wheat breads, and grain cereals. Low carbohydrate diets keep you at a higher risk for developing colon cancers, and stomach cancers. This is due to the fact that you are not getting any of the antioxidants you need to from fruits and vegetables.
And last but not least, bone disease such as osteoperosis can result from a low carbohydrate diet. If you consume mostly proteins for a very long time without any whole grains in your diet, there will be no antioxidants which help you store and use calcium and process Vitamin K.  Calcium is what provides strength  to the bones along with collagen, which you also don't receive from high protein diets. And Vitamin K works on the bones to strengthen them along with calcium as well as helping blood to clot properly.
So overall, before you decide to embark on a low carbohydrate diet plan instead of a well balanced diet with a lot of great nutrients, think again. Isn't your health worth it?


Jennifer Kirkman is the owner of many websites, two of the main ones are http://www.diabetesandrelatedhealthissues.com/ and also [http://www.dietplansandweightloss.com] Visit these sites for much more information on diabetes and diabetes problems, and proper nutrition.


View the original article here

12.55 | 0 komentar | Read More

Low-Carbohydrate Diets

Written By Hendrafa on Jumat, 24 Februari 2012 | 18.34

At one time over 10,000,000 people in the World were following the Atkins low-carbohydrate, high-protein diet. These diets are less popular now but the belief that carbohydrates cause weight gain remains, and manufacturers have been quick to launch low-cart)' products.


What you can eat


The first phase of a low-carb diet turns conventional healthy eating wisdom on its head: it typically includes unlimited lean protein foods such as meat, fish and eggs, plus unlimited fat (including saturated fats such as butter), and virtually no carbohydrates at all - no cereals, no pulses, only three handfuls of vegetables a day and no fruit. This regime can be followed for between 14 days and six months, after which carbohydrates are gradually reintroduced and a maintenance level reached. Vitamin and mineral supplements are recommended to keep the body fully supplied with nutrients during the restrictive phase.


Organizations including the Food Standards Agency and the British Dietetic Association (BDA) have expressed concern at the risks of slimming in a way that is counter to all conventional advice on healthy eating. The BDA concluded it could not recommend a high-protein diet as a long-term slimming solution, because of concerns about the possible effects of a high protein intake on the kidneys and on calcium loss, and high levels of saturated fat on the heart. It called for further research on the consequences of a high-protein diet for people who already have weight-related medical conditions.


However, thousands of people who have followed low-carbohydrate diets find they are effective, at least in the short term. Research studies have confirmed that a low-carb diet can produce a quicker short-term weight loss than other slimming diets, but that there is no difference in weight loss after six months.


Promoters of low-carb diets say that they work because there is an overall reduction in digestible energy, i.e. the balance of the diet encourages more calories than usual to be burnt up in digestion, and that deprived of glucose from carbohydrates, the body plunders its fat and protein stores to produce energy from ketones, resulting in quick weight loss.


Sceptics agree that there is an overall reduction in energy because the diet is self-limiting - in other words, there is only so much bacon and eggs, without toast, that can be eaten. And as high-protein diets tend to ban refined carbohydrates, which are generally high in calories, then the energy deficit necessary for weight loss can be achieved.


Protein foods are satiating (filling), which helps to keep hunger at bay, while the production of ketones (essentially a starvation reaction) can also result in a feeling of fullness. Other less pleasant short-term side-effects of ketone production can include bad breath, nausea and dizziness. Constipation can also be a problem on a high-protein diet that is very low in fibre.


Weight gain is possible


Losing weight rapidly without ever feeling hungry sounds too good to be true for slimmers and, in the short term, substantial weight loss, in the form of glycogen and water, is almost inevitable. However, taking the 'unlimited fats' rule to the extreme, it would be possible to overeat on these calorie-dense foods and gain weight.


Must known


Effective in the short term, meals are quick to prepare and feature favorites such as a fried breakfast. Diet can be monotonous and lacks the 'filling power' of many carbohydrate foods.
There are question marks over the health effects of following a high-protein diet long term.


To learn more about online diet, go to Online Diet Plans [http://www.onlinedietplans.org] & South Beach Diet


View the original article here

18.34 | 0 komentar | Read More

Sweet Potatoes - Food for Low-Carb Diet

Sweet potatoes have always been a healthy choice to make when you are looking for that extra addition to your meal. However, there are many who don't understand that sweet potatoes are low in carbohydrates. These have been called the low-carb wonder food for a while now. Whether or not you have diabetes, sweet potatoes help your body in many ways. One way they help your body is through the low carbohydrates.

On thing to be aware of sweet potatoes is that there is sugar added to the canned sweat potatoes sometimes. Be sure to watch out for such additions. This could make you go over the low carbohydrates and not be at all healthy for you to eat. A normal sweet potato has about 28 carbohydrates. With added sugar this could spike more. Sweet potatoes are the low-carb wonder food because of the other benefits which it offers.

Another benefit that this vegetable can offer to your eating habits is that they contain more fiber. Fiber in your eating is very important. If there is no fiber in you diet, there is no nutrition. This healthy vegetable has the fiber content which is required for a well balanced diet. For diabetics, this category of food is very healthy to contribute in the diabetic diet. Having a well portioned meal with a good deal of fiber can increase your chances of losing the excess weight.

Sweet potatoes are the low-carb wonder food. With the carbohydrate count of 28 and the amount of fiber with is found in one sweet potato, there is no wonder why this is how they made their way to the interesting topic of health. There are many benefits in eating this vegetable. With the fiber content helping in weight loss and healthy living, they help you live a happier and healthier life. Enjoy the healthy meal and always remember to watch your health. This is the best you can do to improve the way your body feels.

Dr. Barry Lycka is president of http://www.lestout.com/ the number one source of internet guidance.


View the original article here

01.46 | 0 komentar | Read More

When and how I can change health insurance

Written By Hendrafa on Kamis, 23 Februari 2012 | 07.25

There are basically two ways


Member of the health insurance company, you were at least 18 months they can submit in writing their dismissal with a period of two months (ordinary termination). This period of commitment continues even with the change of employer or fusion their health insurers. After the change of health insurance, insured persons are bound then again 18 months at the new health insurance. This only applies if the Fund increased contribution rates nor cutting benefits. In this case, an extraordinary termination (special cancellation) is possible. The possibility of this termination may only within the first two months after the date such as the premiums be perceived.


How does the change?


You can fairly easily switch between the statutory health insurance funds. Each health insurance company offering their services nationwide or in your State, is obliged to accept you, in contrast to the private health insurance companies. Have submitted two months before the outlet termination of your health insurance company (an informal letter is sufficient), must the insurer acknowledge this you within 14 days. This confirmation of the cancellation must be presented then new insurance, there to be included. Your new insurer shall provide out immediately a new Member certificate, which must be submitted to the employer or the pension provider. Should the application once not smoothly, they are further insured by their former health insurers as Pflichtversicherter anyway.


Change by law, privately insured


Most people are legally obliged to be members of a statutory health insurance company. Only freelancers, students, civil servants and workers, whose Gehalt exceeds a specific annual set height (3975€ / month) can choose between legal or private health insurance. Civil servants and self-employed persons could completely waive health insurance.


Switching between private health insurance is usually impractical because retirement earnings can not be transferred. These are also lost when you want to move back to a legal Fund. This is also only possible if they can prove that your salary was one year, 3975€ a month. Unemployment, you are insured automatically by law. A return to unemployment or declining income public health insurance is not possible from the age of 55 years.



Link this article on your Web site:


View the original article here

07.25 | 0 komentar | Read More

Choosing Health insurance

Written By Hendrafa on Rabu, 22 Februari 2012 | 14.37

At present, more than 8 million people in Germany entrust their health insurance coverage of a private health insurance. Workers whose monthly Bruttoeinkommen was in the last three consecutive years above the limit of the compulsory insurance, self-employed and freelancers regardless of time limits and income levels, doctors in the internship, civil servants, judges and students can join private health insurance.

The general requirement for health insurance was introduced to the 01.07.2007. Private health insurance to people who were once private health insurance and now neither insured by law nor are insurance, assure the standard rate. As of 01.01.2009, private health insurers are obliged to offer a basic fee which replaces the standard rate. This corresponds to the level of performance of the statutory health insurance. In addition, risk premiums or contract rejections due to pre-existing conditions are excluded at this rate. In the first 2009 also already privately Krankenversicherte in their health insurance in the contribution fuel-efficient basic fee to switch half of, for over 55 years, dependants and pensioners it is perpetual.


Private health insurance form ageing provisions, for medical treatment to keep stable the contributions of age despite increasing costs. These are part of the calculation of contributions, represent but no personal credits. So far, the ageing provisions when switching old insurance remained, this meant that just older policyholders dared barely a change. The health care reform introduced the entrainment of the ageing reserves. Since emerged, but so far no individual ageing reserves, these can be taken only in the amount of new basic tariff. This was insured a higher price means financial disadvantages for him, a part of its ageing provisions remain in the old insurance.


In contrast to the statutory health insurance, offering only a standard type of plan to their members, private Krankenversicherte can choose a scope of services corresponding to their individual needs. The amount of the contribution depends on the chosen tariff, the age and the sex. Pre-existing medical conditions usually cause risk surcharges.


Free choice of doctor, chief medical treatment, single room accommodation hospital stay, refund all medically necessary drugs (less agreed equity interest), full reimbursement of the costs for dentures are only some of the advantages of private health insurance.


Private medical insurance is recommended especially for young singles and couples with above-average income. For families with children, it is necessary to bear in mind that private health insurance can offer no case.
Health care reform brings some changes in the private health insurance with them, but they offer a comprehensive range of services continue their insured and take account of demographic change in Germany. Each private Krankenversicherte provides for higher healthcare costs at the age itself and thus burdened not the younger generation. The statutory health insurance companies work on a pay-as-you-go, fewer and fewer contributors to finance the increased medical costs of the elderly, a bill that can't go on. Quarter of 2008 prove this the increase in losses in the first.



Link this article on your Web site:


View the original article here

14.37 | 0 komentar | Read More

How can you cancel a private health insurance...

Written By Hendrafa on Selasa, 21 Februari 2012 | 20.16

It should, for whatever reason be that insured cancel the and would like to back in the statutory health insurance, however, required this is usually easy.
But already at the beginning of a new insurance contract, there is an option to terminate a contract retroactive period of two months.
The insurer to announce a contribution adjustment may terminate the Member within four weeks after a written receipt of the fee change. This refers to the period to which the planned change of the contribution is intended.
Special caution is required if the insured person of his obligation is not fulfilled, to view prior changes to the insurer. In these cases, the insurance has the option to terminate one or more tariff.
The insured person can exercise turn the right, to cancel contracts with the insurer, other existing.
An extraordinary termination can pronounce whenever an insurance undertaking, if does not fulfil the customer of his obligation of a regular contribution, or generally the notification requirement has been infringed.
In extreme cases, even repayments threaten the policyholder and there is a danger that the insurance cover with immediate effect is lost.
So should you when the contract is concluded care and truthfully answer all questions regarding the health and risk assessment.
This duty of care is not only the period after the change in the insurance, but rather applies, that even years after false statements can negatively on the terms and conditions.
The insured person leaves the scope of for private health insurance, the relationship is automatically finished. However separate agreements can be made in individual cases. Naturally as having ended, an insurance contract shall also apply if the member dies. Then, rush is available for members. A new policyholder must be named within a certain period, usually two months, if the insurance contract is to be continued.


Link this article on your Web site:


View the original article here

20.16 | 0 komentar | Read More

Private Health insurance for self-employed

The heading of private health insurance for self-employed persons should not be understood as recommendation. Under certain circumstances it is for self-employed workers better in statutory health insurance to remain, if possible with a voluntary membership.
However, a voluntary membership in the statutory health insurance is tied to certain conditions.
It is autonomous and steps down from compulsory insurance from apply certain insurance periods.
Immediately before the start of a voluntary insurance in the statutory health insurance company uninterrupted insurance in a statutory health insurance company of 12 months must have passed or but if it was insured in the last 5 years in the statutory health insurance company at least 24 months.
You will complete private medical insurance as a self-employed person, standing before a vast selection of tariffs of different insurance companies.
Here, you should have not only the price in mind, because health insurance actually form a risk sharing per fare and new tariffs are erstmal favourable, because only healthy people are recorded and much later the cost.
The advice of a professional may be not doing wrong. The customer should ask this, what medical insurance is recommended and was like for example the previous price of health insurance.
The interested person should make also the question of how the insurance so far dealt with the old-age provisions.
Good brokers have a computer program, in which usually the most companies and rates can be compared. The benchmarking should be gone through point by point with the broker.
Since the introduction of the EU insurance mediation directive in May of this year is also a consultation Protocol obligation. This means security for the customer, because there the customer it should, that is being held, why and why the broker has recommended this company.


Link this article on your Web site:


View the original article here

01.55 | 0 komentar | Read More